Title Insurance

Important reasons why you should purchase owner’s title insurance

Owner’s Title Insurance, which is a one-time fee, will not only protect you against the hidden risks listed below that would not be disclosed by even the most meticulous search of public records, but also will pay for the legal fees attendant to the defense of your title as insured.

  1. forgery
  2. fraud (misrepresentation) in connection with the execution of documents
  3. undue influence (under pressure) or grantor (seller) or executor (of a will)
  4. false impersonation by those purporting to owners of the property
  5. incorrect representation of marital status of a grantor (seller)
  6. in some cases, disclosed or missing heirs
  7. in some cases, wills not properly probated
  8. in some cases mistaken interpretation of wills and trusts
  9. mental incompetence of a minor
  10. conveyance of a minor
  11. in some cases, birth of heirs subsequent to the date of a will
  12. in some cases, inadequate surveys
  13. in some cases, incorrect legal descriptions
  14. non-delivery of deeds
  15. unsatisfied claims not shown on the record
  16. deeds executed under false power of attorney
  17. in some cases, confusion due to similar or identical names
  18. in some cases, dower or courtesy rights of ex-spouses of former owners
  19. incorrect indexing at Registries of Deeds
  20. clerical errors in recording legal documents
  21. delivery of deeds after death of grantor

A Lender’s Policy protects the Lender, not the Borrower. Some Borrowers are under the mistaken impression that since they have to pay for the lender’s policy it will cover them if there is a title issue. That is not accurate, the Lender’s policy ONLY protects the Lender.

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We know that a successful real estate contract lawyer must possess a thorough understanding of the intricacies involved with both real estate and commercial law. Our legal team is committed to solving real estate issues for homeowners, helping businesses grow, and protecting each of our clients from future legal pitfalls and liabilities.

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